What is a lease transfer?

A lease transfer allows someone currently leasing a vehicle to transfer the remainder of their lease to another person. The new lessee takes over the monthly payments, mileage limits, and remaining lease term, subject to approval by the leasing company.

The person assuming the lease must have a good credit history and get approved by the leasing company. Each leasing company has its own criteria for approval.

Transfer fees vary by leasing company. Typically, the person taking over the lease pays the fee, but some sellers may offer incentives or cover part of the cost. Terms are negotiable between parties.

Key details usually include:

  • Monthly payment amount
  • Remaining lease term
  • Allowed mileage
  • Security deposit (if applicable)
  • Lease-end obligations

We recommend reviewing the original lease agreement before committing.

Yes. We strongly suggest inspecting the vehicle in person or hiring a third-party inspection service before finalizing the lease transfer.

The duration of the process depends on the leasing company and the efficiency of the parties.

No. Some companies restrict lease transfers or may only allow them under certain conditions. Always check with the leasing provider before starting the process.

This depends on the seller and leasing company. In most cases, you’ll be able to review lease details after applying and getting pre-approved.

In most cases, the original lessee is released from further obligations once the lease is transferred. However, some leasing companies may require them to remain secondarily liable. Be sure to clarify this with the leasing provider.

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